✦ Net worth tracker

Know exactly where you stand.

List what you own and what you owe, check your financial health ratios, then save a snapshot each month to watch the number climb. Your data stays in your browser.

What you own

$0

What you owe

$0
Your net worth
$0
Total assets
$0
Total liabilities
$0
Liquid assets
$0

Financial health

$
Debt-to-asset ratio
-
Liquid share of assets
-
Emergency runway
-

What it's made of

Assets
$0
assets
Liabilities
$0
debts

Progress over time

Common questions

How is net worth calculated?

Add up everything you own, including cash, investments, retirement accounts, property, and vehicles, then subtract everything you owe, such as mortgages, loans, and credit card balances. The difference is your net worth.

What counts as a liquid asset?

Anything you could turn into cash quickly without a penalty, which mainly means cash, savings, and taxable investments. Retirement accounts, property, and vehicles are excluded here, because reaching that money takes time or costs money.

What is a healthy debt-to-asset ratio?

Below 30 percent is generally strong. Between 30 and 60 percent is common for a homeowner with a mortgage. Above 60 percent means debts are a large share of what you own, and is worth attention.

Is my financial data stored anywhere?

No. Your entries and snapshots are saved only in your own browser using local storage. Nothing is uploaded to any server, and clearing your browser data removes them.

Related tools

Budget Calculator build the monthly plan Debt Payoff Calculator shrink the liabilities side Compound Interest Calculator grow the assets side

How this works: net worth is simply everything you own minus everything you owe. Cash and investments count as liquid because you could reach them quickly; retirement, property, and vehicles generally cannot be tapped without cost or delay. Snapshots and your entries are saved only in this browser's local storage. Nothing is uploaded anywhere, and clearing your browser data will remove them. For education only; this is not financial advice.