Portfolio

Eight finance tools, free to use

Free, no sign-up, and everything runs in your browser so your numbers stay private. Every engine is checked against the standard closed-form financial formulas.

Paycheck Calculator

Your salary is not your paycheck. See gross-to-net with federal brackets, Social Security, Medicare, and pre-tax 401(k) and HSA deductions.

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Investment Calculator

See what your money becomes. Model contributions, compounding, and expected return with a live growth chart and inflation-adjusted totals.

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Loan & Mortgage

Know the real cost of borrowing. Monthly payments, total interest, PMI, and a full amortization schedule, plus what extra payments save you.

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Auto Lease

Understand a car lease. See how depreciation, the money factor, and residual value shape your monthly payment, due at signing, and total cost.

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Rent vs Buy

Should you rent or buy? Compare your net worth over time for each path, including what your down payment could earn if you invested it instead.

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Debt Payoff

Get out of debt on a plan. Compare the snowball and avalanche methods side by side and see exactly which debt to attack first.

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Net Worth Tracker

Know where you stand. Categorize what you own and owe, check your health ratios, and save snapshots to watch your progress over time.

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Budget Builder

Give every dollar a job. Build a 50/30/20 or zero-based budget with editable targets and a live picture of where your money goes.

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Dylan Bailes · B.A. Economics, UC Riverside

I bring aerospace-floor precision to financial analysis.

I spent nearly two years laying up composite parts bound for SpaceX rockets, the Boeing V-22, and the 737 MAX, where a misread spec is not an option. Then I earned a mathematics A.S. and an economics B.A. Now I point that same discipline at financial models: build them carefully, then check the math.

B.A. Economics, UCR A.S. Mathematics 25+ flight-critical parts built 8 finance tools shipped
Get in touch
Portrait of Dylan Bailes
Experience

Where the precision comes from

Composite Technician
Applied Composites
Projects

Analysis and modeling work

Personal Finance Toolkit
Self-directed · dylanbailes.com
Economic Data Analysis
FRED Database
Data Visualization & Reporting
Excel
Skills

What I work with

Financial modeling

Amortization schedules Compound growth Lease structures Scenario analysis Net-worth modeling

Data & analysis

Trend analysis Regression Forecasting Time-series analysis FRED

Tools

Excel dashboards Excel structured datasets R C++

Process

Reading complex specifications Quality-audited environments Documentation & traceability Efficiency improvement
Education

Training

B.A. Economics
University of California, Riverside
A.S. Mathematics
Mount San Jacinto College
Advanced Composites and Technologies
The Fab School
Fundamentals of Fabrication
The Fab School

Let's talk.

If you're hiring for financial analysis, want to build something together, or just want to talk shop about the tools and the math behind them, I'd like to hear from you.

dylanbailes76@gmail.com