Dylan Bailes · B.A. Economics, UC Riverside

I build financial models, then check every one against a second method.

I earned a mathematics A.S. and an economics B.A., and I have spent the time since building the models on this site. Every one is checked against a closed-form formula or a second implementation written to disagree with the first, and the mistakes those checks caught are published next to the results.

B.A. Economics, UCR A.S. Mathematics 14 economics simulators 8 finance tools shipped
Portrait of Dylan Bailes
Projects

Analysis and modeling work

Self-directed · dylanbailes.com
  • Shipped eight browser-based financial calculators covering pay, borrowing, investing, and net worth, each built on an amortization, compound-growth, or lease-pricing engine.
  • Modeled a rent-versus-buy decision on net worth over time, accounting for the opportunity cost of a down payment, appreciation, equity build-up, and transaction costs.
  • Every engine is validated against closed-form financial formulas, including annuity, amortization, and lease-payment derivations.
  • Built with no external libraries; all calculations stay client-side so user data is never transmitted.
Self-directed · dylanbailes.com
  • Shipped fourteen interactive simulators spanning microeconomics, macro policy, international trade, and corporate finance.
  • Built a discounted cash flow model with a WACC build-up from CAPM, perpetuity-growth and exit-multiple terminal values, and a sensitivity grid over discount rate and growth.
  • Implemented a Monte Carlo retirement model across 1,000 paths to show sequence-of-returns risk, which a flat-return projection hides entirely.
  • Verified every model against closed-form results or an independent implementation before publishing (the standard, and the mistakes it caught), including bond duration against numerical derivatives and tariff welfare areas against direct surplus calculations.
Economic Data Analysis
FRED Database
  • Collected and analyzed CPI, shelter inflation, and wage series to identify macroeconomic trends.
  • Applied regression and time-series analysis to interpret patterns and test relationships between indicators.
Data Visualization & Reporting
Excel
  • Built structured datasets and dashboards to present economic insights.
  • Transformed raw data into clear, actionable information for non-technical readers.
Skills

What I work with

Financial modeling

Discounted cash flow CAPM and WACC Monte Carlo Amortization and lease structures Compound growth Scenario and sensitivity analysis Net-worth projection

Data and statistics

Regression Time-series analysis Forecasting Trend analysis Econometrics FRED

Tools

Excel SQL Python R MATLAB AI coding assistants
Education

Training

B.A. Economics
University of California, Riverside
A.S. Mathematics
Mount San Jacinto College
Advanced Composites and Technologies
The Fab School
Fundamentals of Fabrication
The Fab School

Let's talk.

If you're hiring, want to build something together, or just want to talk shop about the tools and the math behind them, I'd like to hear from you.

Riverside, California. Open to remote and to Southern California.